$1,935,000 Owner-Occupied Commercial Loan | Lawrenceville, NJ

An owner-occupied property in Lawrenceville, New Jersey was carrying a high variable interest rate and an existing SBA loan that limited flexibility. Cascade Capital Advisors structured a $1.935 million commercial loan using the New Jersey EDA Premier Loan Participation Program, converting the debt into a five-year fixed rate based on a 25-year amortization at a blended interest rate of 6.85%. Leveraging the property’s value, the transaction paid off the existing SBA loan, covered all closing costs, and provided cash out. This delivered improved stability, liquidity, and long-term financing certainty for the client.